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Cash App is a mobile app-focused money transfer service. You can send and receive funds directly and quickly like you could with PayPal or Venmo. But Cash App features a few other functions as well.
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Aside from transferring money, Cash App will provide you with a bank account and a debit card, which you can use at any ATM. You can even invest in stocks and Bitcoin through the app. Some of these services are free, while others require a fee. There’s a major downside here though: your Cash App balance is not FDIC-insured. That’s protection for your money, so there’s no guarantee that you’ll get your money back if something goes wrong.